Eleph asked:


Why aren’t the Oil Companies building new or updating the old refineries with there record profits?
Question Details:Wouldn’t you think that they would be ready to spend some of there extra profits to update there refineries which are all 40 or 50 years old? Do they know something that we don’t like there unbelievable profits will continue indefinitely or maybe oil is going to run out sooner they anyone realizes?

Tracy

Saurabh Jain says:

Free debt consolidation services are made widely available by non profit credit card counseling services. These non profit credit-counseling entities offer a plethora of financial aids and services to consolidate credit card debt and to recover from debt related problems.

Is your debt level is crossing the limit of affordability by your income structure? Are you are falling behind on the due dates of credit card bill payments, medical bill payments, insurance premiums etc.? Free debt consolidation service providers offer you help to merge your numerous debts into a single, convenient and affordable loan. Moreover, these companies have professionals to help you to get compatible loans, proper credit counseling services and other programs targeted for debt reduction, consolidation and elimination.

There are two types of debt consolidation companies- Non Profit and commercial debt consolidation companies. The non profit companies are financially empowered by copious local or national companies most of which are card issuers and providers of loans and credit products. Numerous non profit credit-counseling organizations source their financial backup from federal or state finding association.

Is It Wise To Opt For Free Debt Consolidation Services

Today, people under pressure from aggravating debt stress, seek to consolidate loans and credit cards in order to avoid loans that are associated to traditional concepts of closing fees. non profit organizations aim to extend their free debt consolidation services to capture this huge herd of consumers who are reluctant to pay off closing fees. Through their non profit or free debt services, they release their consumers obligations of paying closing fees or other charges. Recent popularity and increasing client base of these non profit organizations proves that how elimination of closing fees has brought them success. However, consumers should estimate their expenses for the interest rates as these rates are completely excluded from the list of free services.

Most of the banners displayed on the Internet, to the roadside hoardings next to your building are loud about advantages of non profit debt management programs. However, consumers should take extra caution to select one of these entities instead of plunging to sign up a deal, being allured by benefits of zero closing costs. Since, interest rates are the sources to realize profits; therefore, several companies may keep the level of interests higher than the usual. Therefore, the consumers should take a prior estimation of their own debt status by taking a self-analysis before contacting a lender.

The next step should be carrying out an extensive research on the nearest non profit organizations, if you are planning to get your debt consolidated by local organizations.

You may search for online non profit debt consolidation companies as these businesses are steadily expanding their businesses on the Internet. Experts suggest consumers to browse through the debt consolidation and credit counseling companies along with the reviews and forums to source facts on those companies. Many people who have recently used such services post articles, blogs, forums, and reviews about their experiences. These forums and blogs can be a valuable source for finding genuine non profit Free Debt Consolidation Service to get out of the debt crisis.

Better Business Bureau or BBB is a reliable source to identify such companies as this organization displays complaints lodged by users on their site. Consumers can freely lodge complaints and compliments on services they have used and BBB provides all this information on its website and makes it freely accessible to other consumers. Thus, the consumers can find real facts behind advertisements hyped by those companies and select a right Free Debt Consolidation Service to consolidate credit card debt.

Dolores

Ismael J asked:


My family owns a 7 hectare lot which is not being used. Excess Lot. So, any suggestions on what we should do with it that we can make some profits? Thanks.

Kathy

mybusiness2 asked:


I have just read of the tumble in the market, apparently due to Bank of America reporting a 32% loss in third-quarter profits. How does this translate into real money loss, for example? What does this do to a bank? And to the economy?

Ricardo

Fred Farah asked:

Are Resale Rights Products Profitable?

Whoever claimed that poor people would profit in the Internet era, was absolutely right. Nowadays, almost all households around the world are connected to the information superhighway, or at least have connection access in schools, offices, cybercafes or other public places.

Connection is established via either broadband or dial-up, which makes understandable the increasing number of vendors commercializing tangible and intangible goods, and even their intellectual property through new schemes including resale rights products.

During 1999, 17 million American households were shopping online, generating online retail sales of 20.2 billion dollars, and it was estimated that 7 million consumers were making their first online purchase. By 2004 the number jumped to 49 million households spending 184 billion dollars online. With this number of consumers it is not hard to resell products with resale rights and expect profitable results.

The Internet is a kind of counterweight: giving the same access to information to all surfers regardless of their gender, age, religion, social status, nationality, or any condition. The amount of money shoppers spend online will increase significantly over the next few years with the online retail industry reshaping according to the users’ needs.

Retailers and resellers sell all types of tangible and intangible goods, simultaneously through multiple retail channels. From stores to catalogues, call centers, interactive TV, mobile devices, online catalogs, email campaigns and websites.

InfoProducts

Most popular among all those goods is perhaps the reselling of infoproducts as they are the most profitable. The low costs of reselling the goods and the immediate access to all those potential shoppers make it almost a sure thing that profit can be made, if done right. It is after all, a business that can be run with low administrative needs or additional costs.

The additional benefits of resell rights products gives resellers the opportunity to get back the money they spent on the goods with one sale made and the subsequent sales become 100% profits.

Although there are many scams, and get-rich-quick fraudulent schemes, many organizations have evolved denouncing those activities and they keep evolving day by day to grant confidentiality in the purchase and resale of online goods. Reselling intangible products is a real opportunity for serious vendors, merchants, memberships, developers, entrepreneurs or common people exercising their reselling rights.

The opportunity is potentially profitable because people only need basically a computer and access to the internet. For those who use both of them on a daily basis, this activity does not cause extra costs and makes the current scheduled expense more income-producing.

The seeking of the golden opportunity starts with the analysis of these resale product opportunities. You need to find those products offering resale rights as well as the info suitable for your potential shoppers, in addition to the tools to customize the resale rights to your name, and the proper guidance and commitment to your objectives.

According to Forrester Research, to remain competitive in what they call the “Post-Web” retail industry, a striking balance between product offering size and profitability will be the key to keep internet sales growing year after year. Setting your goals and the customers you want to reach may help you to define not only the products you want to resell, but also the amount that you may earn through this activity.

Software Products

It is a fact that software products have much higher price tags than e-books, which means you can generate more profits per sale. But many people just want information, not to learn how to operate new programs or computers systems. Both goods are profitable resale products, both may include or may not include full resale rights or partial resale rights, but the key to success in making money is choosing the right product for the right audience, and promoting it.

You may resell products that literally save humanity or simply help others to achieve a success. Or even teach a specific subject.

You may obtain products with full master resell rights, and at a low cost permitting a huge margin of profits. But none of this will be worth anything if the world isn’t aware of your products.

People who want to resell products must not fail to promote them, either through their own websites, via an mail signature file, or via email campaigns without spamming, or just simply by using the tools that usually come with their resale rights products.

Yes, resale rights products can be profitable if you use some creativity and put together a package that is different from the competition’s. Resale rights prodcuts are currently the rage, but extremely competitive.

If the product you buy comes with a premade sales page, use it but change it enough so it can’t be compared with the competition. Your offering must stand out.

And remember to promote creatively. Having the offering just sitting on your web site will not get you many sales. You must actively promote, if you want to take advantage of the profitability potential. Of all the methods to use, joint ventures has the greatest potential. We’ll talk more about it another time. Good luck.

Rodney

Tom Lambert writes:

While the world’s stock markets compete only on their sentiment-driven panic, Warren Buffett gently advises that “there are bargains to be had out there.” A few are listening. Others - generally far less successful others - insist that indebtedness is understated, economies will collapse in spite of the best efforts of an underfunded IMF and world trade will grind to a halt.

Sometimes I am glad that I am not wealthy. Many rich people must be worried by now as falling profits and collapsing hedge funds threaten their wealth whereas I, a member of the “church mouse” faction of the wealth divide, have hardly a care to further furrow my ancient brow. Che sera, sera.

A massive threat to profits?

With some pundits claiming that earnings could fall overall by 40 percent by the end of 2009 there is much talk of “profit warnings”. If I were a rich man I would not “have a rich man’s wife - with a proper double chin”. I would probably have lonely sleepless nights as I waited for the profit warnings to be published.

Adrian Cattley of Citigroup has predicted a ten percent fall this year followed by a 30 percent fall in earnings next year. If he is anywhere near the right ball park then there are many business leaders who see that they are in for a long, tough time. We may even have a political party that chooses as their campaign song, “Things Can Only Get Worse”.

An alternative?

Mr. Cattley points out in the “Financial Times” this week that many business people are prolonged, if not eternal optimists. They are slow to recognise that things are no longer what they used to be and that a profits warning is a little late at times. He believes that profit warnings will come. They may not be timely, but like British train services “we are getting there.”

Optimism

I am reminded of a doctoral student of mine who worked in a senior sales management position for an international insurance company in Australia. His national sales team had grown to hate Australian optimism. As part of their sales spiel they would draw attention to potentially costly disasters and the statistical evidence that they would occur only to have the potential customer reply soothingly, “Don’t worry mate. She’ll be ‘right”.

Personally I would like to read that business leaders are neither whistling in the dark nor showing undue pessimism. They could for example issue honest and appropriate assessments of the perceived dangers, but combine these with clear strategic statements that offer an “avoidance or contingent strategy” designed to avoid, or mitigate, the worst effects of any downturn. That is the traditional approach.

Business is business

In my days with GM a dealer from the then troubled island of Cyprus told me how terrorists cleared his business premises of everything of value before burning it down. They then sold back his stock, records and equipment to him at what he regarded as a very fair price. When I indicated my surprise he looked at me with the expression of one that is being gentle with an idiot. “War is war, but business is always business”, he said. Apparently he was selling from his burned out site within 24 hours and continuing to make a living.

Global trade may slow, but it will not come to a halt in any recession. Statistics from previous recessions show clearly that trade only falls by between four and six percent regardless of length and depth. This one may be different. It may even be as bad as some commentators are predicting, but -and this is a vital but - the world of business will not stop turning. It would be wise for business leaders the world over to continue to believe that there will be trade to be enjoyed for those that think strategically and are prepared for both the good and bad times ahead.

Threats and (possibly) opportunities

Strategists will not have forgotten that there are two types of threat that can throw a company off course in any marketplace. One type can be avoided if we take the right action now. Under “normal” circumstances “Avoidance Threats” are easily dealt with. Experience tells us what to do. All we need to do is to implement our plan to eliminate the threat.

If the pundits are right, however, the current and future situation is almost impossible to predict so we move into the world of contingency planning. If I was contemplating putting some of my hard earned cash into your company the I would ask about your procedures for identifying a downturn and your action plans to mitigate its effects. Normally “Contingency Planning” aims at dealing with emergent threats. I would like to suggest that in the present situation it might be valid to design contingency plans to exploit unexpected opportunities.

Allies

Businesses can thrive in almost all situations. People will not beat a path to your door for a “better mousetrap” unless they are bothered by mice, but if you offer products and services that satisfy needs, wants and desires that people are prepared to pay to fulfil you can always find a customer.

Your problem, in difficult times, may be finding that customer with only your own, costly resources. You need customers that value your continued existence so greatly that they will go out and “shake the bushes” to have business beating a path to your door. That is Customer Engagement. Customer Engagement should have been part of your contingency planning for any and all market conditions. But - and here is another vital but - it is not too late. Start today and you’ll see, “she’ll be ‘right mate”.

Dennis

oth23 asked:


In industry, the profits of a company depend in part on its ability to maximize percentage yield of its products. Suggest 2 reasons why this is the case.

Don

flipit asked:


I plan on flipping properties with 2 other silent investors. We have formed an LLC and they will be responsible for all financing/cost of improvements. I will be managing all other aspects of the flips (sourcing properties, attending both buying/selling closings, hiring contractors, managing time, working with selling RE agent). How should we split the profits.

Willie

This is an up coming Traveling Gallery, promoting Down syndrome awareness. Portrait photography by renown photographer Thomas Balsamo. A coffee table book is soon to follow designed by legendary Advertising Agency Bagby Company. This film promotes awareness and the organization that brought this project to life, GiGi’s Playhouse, a National Down Syndrome Awareness, non-for-profit organization. For more information, go to www.gigisplayhouse.org. All photographic images on this film are Copyright(c)2008 by Thomas Balsamo. This film Copyright(c)2008 by Mark Phillip Raff

Annie

Plug In Profits is the creation of Stone Evans. With thousands of members and just as many success stories to boot. But is it for real? Is this a profitable home business system that lives up to it’s promises?

Stone Evans understood that if he built a website that marketed multiple affiliate programs, he could make more money than just offering one service or product. Thus Plug In Profits became a reality. Stone was having such success with the site that he built it into one of the Net’s premiere affiliate programs.

In order to get your own Plug In site, you are required to get web hosting through Host 4 Profit and than choose your domain name. The next step is to join Empowerism as a paid member. After that you can sign up for free to the other affiliate programs that your new site will market.

You will make commissions on sales from the free affiliate programs that you are required to join as well. This is where the term “Multiple Income Streams” comes in when you hear about Plug In Profits.

After about 2 days you will receive a notification that your website has been built and you are than directed to Stone Evans 30 days of training. In this section you will get to look at your new affiliate website and your sales page to refer others to join.

As you work your way through the training you will understand just how excellent the training materials and information are. Stone leaves nothing out and you never go it alone as Stone also offers you free membership to the Warrior’s Forum.

If you are unfamiliar with the warriors forum and it’s members than you are in for a surprise. Some of the internets top marketers learned their money making secrets here and they are more than happy to help you along the way.

Stone has outlined the exact same steps that he used to make a fortune online with this exact same website he has built for you. Let me tell you now that this home business is not a “Get Rich Quick Program” by any means. This is a legitimate online business that will take marketing efforts and time for you to see success.

Members are called Pipsters for short and the system is referred to as PIP’S in the forum. Once you arrive at the forum, you will find a wealth of information and success stories from other members. This is a meeting place of affiliate marketers that help each other out and cheer each other when they have success. The forum environment reminds me alot of Empowerism’s forum, very upbeat and positive.

Host 4 Profit hosting is rather expensive in my opinion. If it was not required to go with them I would opt for someone else. But there is a way around the cost every month. Every time someone signs up to get their own Pip’s site from your marketing efforts, you receive a monthly commission of $10 per person from Host 4 Profit. After you sign up 3 new Pip’s members your web hosting is completely free and the sign ups after that generate pure profit for you every month in the form of residual income.

Another commission that you receive when someone joins Pip’s through your website is a $20 fast start bonus from Empowerism. After that you receive $6 every month per person. So if you sign up 6 new people to pip’s you receive 6 x $20 =$120 and 6×6 =$36 every month from Empowerism alone. When I say 6 people I am giving you a low ball number. I actually have over 200 member’s in my Empowerism downline alone. Empowerism is a “Top Notch Affiliate Program” that you can make alot of money with and learn everything there is to becoming a successful affiliate marketer.

SFI and Internet Marketing Center are two other excellent affiliate programs that your Pip’s site will market for you. These are all well respected affiliate programs that have all been around for several years or more, so there are no fly by night programs involved with Plug In Profits.

Stone also gives you a 400 day pre-written newsletter that captures subscribers from your website. This is extremely powerful in more ways than one. First it allows you to follow up with your subscribers until they join Pip’s. Second, it gives you and your home business credibility. By sending issue after issue of informative newsletters to your subscribers, you build trust and they are more likely to purchase from you and come back to your website again and again.

As far as cost goes, Plug In Profits is not cheap to get started. Start up costs around $60 a month to go full tilt, with all the “bells and whistles’, but is well worth it when your profits pay those fee’s and than you are in pure profit.

It does take time, but like any business online or offline you will always have investment and efforts to put in to see success. I would rather start an online business that is completely set up for me to make money sooner than trying to start an offline business that takes years to grow and the investment is extremely risky.

Ana